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Debt Consolidation will Lower your repayments, Reduce Interest and Eliminate Debt Fast.
Debt Consolidation even if you have a Bad Credit History
Debt Consolidation of Personal Loans, Credit and Store Cards, Utilities Bills and Personal Debts will Lower repayments and Save You Thousands of Dollars in Interest Payments.
Debt Consolidation will Eliminate Debt Quickly and Safely so you can enjoy the experience of Debt Free Living.
Debt Consolidation will help you:
Lower your monthly repayments.
Save thousands of $ $ $ on interest payments.
Become debt free quickly and safely.
Even if you have been refused a Consolidation or Personal Loan to get all your debts into one easy repayment, there are alternatives.
Free Debt Consolidation Assessment! Click Here
Debt Consolidation and Debt Relief
Debt consolidation is the replacement of multiple loans and debts such as credit cards, store cards, interest free loans and personal loans with a single loan.
The benefit of debt consolidation is that you only have to make a single repayment instead of making multiple repayments each month.
Debt Consolidation will give debt relief by lowering your repayments, reducing interest and eliminating debt faster.
How a Debt Consolidation Personal Loan Works
For example you may currently have personal loans, credit cards and store cards with outstanding balances totalling $10,000 and a minimum repayment for these debts of $380 per month.
By consolidating all these debts into a single loan, the amount you have to repay could be reduced to less than $195 per month.
This can provide debt relief and help you to manage your finances more effectively.
Free Debt Consolidation Assessment! Click Here
Debt Consolidation and Debt Relief Service
Debt Control’s consolidation services can provide debt relief, which will eliminate the stress, save you thousands of dollars in interest and have you debt free quickly and safely so you can enjoy the experience of debt free living.
Debt Consolidation and Relief even if you have a Poor Credit History!
Bills coming in every day of the month?
Feel like you are paying and paying with no end in sight?
A poor credit history stopping you from getting a consolidation loan?
If you have been refused a Consolidation or personal loan you can still get all your debts into one easy repayment, there are other options.
Fill out our form and have a free assessment now, so you can enjoy the benefits of debt consolidation and debt relief.
Free Debt Consolidation Assessment! Click Here
Debt Relief via Mortgage Refinancing
If you have a property and are struggling to pay your existing mortgage and consumer debt repayments, refinancing your property may be a debt relief option for you.
Through mortgage refinancing you can consolidate your consumer debts into your mortgage and have one convenient repayment of less than you are currently paying.
Even if you fit into one or more of the following categories:
- Unpaid defaults
- Payment Arrears
- Been rejected by another lender
Consolidating consumer debt into your mortgage can end up lowering your overall monthly repayments, which can provide debt relief and help you to manage your finances more effectively.
Example of Consolidating Consumer Debt into your Mortgage
If you had personal loans, credit cards and store cards with outstanding balances totalling $30,000. The minimum repayment for these debts is say $690 per month. By consolidating all these debts into your mortgage over a longer term, repayments would be reduced considerably.
Debt Control has been able to assist many clients with mortgage refinance as we have relationships with a large network of lenders who may be able to provide you with a mortgage refinance also.
Every situation is unique, so it’s important that you consult a home mortgage professional, who can provide you with the available options.
Free Debt Consolidation Assessment! Click Here
Debt Consolidation Case Studies
Debt Consolidation for Roger of Sydney.
Roger (not his real name) approached Debt Control for debt consolidation help after being refused a debt consolidation loan by his bank. He had fallen behind with re-payments after a period of unemployment and had debts from credit cards and a phone bill with payment arrangements of $336 per week to various collection agencies.
In addition to that Roger had a car and computer loan with repayments of $456 per week which was a lot more than he could afford. Roger was getting deeper in debt every week and needed to consolidate his unsecured debts into one affordable re-payment to help get his financial life back on track.
One of Debt Control’s friendly, highly trained debt consolidation specialists discussed Roger’s situation with him and made a thorough analysis of his debt situation. Debt Control was able to assist Roger to consolidate his unsecured debts into one affordable re-payment of $135 per week a reduction of $201 per week on what he was paying.
Free Debt Consolidation Assessment! Click Here
Debt Consolidation for Jill and Henry of Melbourne.
Jill and Henry (not their real names) had a mortgage and car loan with repayments of $643 per week and had applied to their bank for a debt consolidation loan but were unsuccessful.
Henry had been out of work 3 months and their credit card debts were in the hands of collection agencies as they had fallen behind with repayments.
Jill and Henry approached Debt Control for debt consolidation help as they had multiple credit cards with debt of over $43,000 and repayments of $554 per week to various collection agencies and they were falling further behind every month and the stress of it all was affecting their marriage.
One of Debt Control’s friendly, highly trained debt consolidation specialists discussed Jill and Henry’s situation with them and made a thorough analysis of his debt situation and was able to help them consolidate their unsecured debts into 1 easy payment of $280 per week which was a reduction of $274 per week on what they were paying.
Free Debt Consolidation Assessment! Click Here
Debt Consolidation for Ken of Brisbane.
Ken (not his real name) applied to his bank for a debt consolidation loan and was refused. Ken worked as a subcontractor and when it rained he could not work and did not get paid.
There were many weeks when he only received 2 and 3 days pay, as a result he was falling further behind with repayments every time that happened.
Ken had 3 credit cards for a total debt of $16,700 with 3 different collection agencies and payments of $198 per week.
Ken needed help consolidating his credit card debts into one affordable weekly repayment.
One of Debt Control’s highly trained debt consolidation specialists discussed his situation with him and made a thorough analysis of his debt situation.
Debt Control was able to assist Ken to consolidate his 3 credit card debts into one affordable repayment of $72 per week which was $126 a week less than he was paying the collection agencies.
Free Debt Consolidation Assessment! Click Here
Debt Consolidation for Ian and Karen of Perth.
Ian and Karen (not their real names) had applied to their Lender for a debt consolidation loan but were refused. They had 3 personal loans, 4 credit cards and 4 store cards with a total debt of $32,650 when Karen lost her job and with only one income to live on they started to fall behind with repayments and their credit cards and store cards which were cancelled and placed in the hands of collection agencies.
Ian and Karen had made payment arrangements with the various collection agents for a total of $447 per week and they were falling further behind every month as they could not afford this repayment amount.
They had a court judgment against them for one of the store cards and could no longer cope with the stress and sleepless nights so they contacted Debt Control for debt consolidation help.
One of Debt Control’s friendly debt consolidation specialists discussed their situation with them and outlined their options.
Debt Control was able to help Ian and Karen consolidate all their debts into 1 affordable weekly payment of $173 a saving of $274 per week.
Free Debt Consolidation Assessment! Click Here
Debt Consolidation Alison of Adelaide
Alison (not her real name) approached her bank for a debt consolidation loan without any success. Alison had been in a relationship about 4 years and all the personal loans and credit cards were in Alison’s name because her partner had a bad credit rating and could not get any finance. After 4 years Alison’s partner walked out leaving her with all the debts and only one wage to pay all the loans. Alison needed to consolidate these debts into one affordable repayment so she could get herself out of this situation.
Alison had 2 personal loans totaling $8,300, 2 visa cards totaling $11,300 both over their credit limits and a store card on which she owed $2,800 and all of these debts were in the hands of collection agencies with payment arrangements of $276 per week which Alison could not possibly afford.
It became clear that Alison needed help consolidating her debts and approached Debt Control for assistance.
Debt Control was able to consolidate all her debts into one weekly repayment of $155 which was $121 per week less than the payment arrangements she had made with her creditors.
Free Debt Consolidation Assessment! Click Here
Debt Consolidation for Linda of Canberra
Linda (not her real name) approached Debt Control for debt consolidation help as she had been refused a debt consolidation loan by her own bank. Linda was employed as a full time casual but her hours were reduced dramatically and she was falling further behind with her repayments every month and all her credit cards were now way over their credit limits.
Linda had a car loan and a personal loan which were both up to date with payments as they were directly debited out of her account but after the direct debits came out she had no money left to pay her 4 credit cards which were all way over their credit limits over their credit limits. Linda had not made any repayments on her credit cards for 6 months and they had all been sent to collection agencies.
It became clear to Linda that she was in trouble and needed help consolidating her debts in a manageable repayment. Debt Control’s experienced, friendly staff were able to help Linda consolidate her credit card debts and personal loan into one affordable weekly repayment of $100.
Free Debt Consolidation Assessment! Click Here
Debt Consolidation for Abbey of Hobart
Abbey (not her real name) was self employed and her business was going through a quite time and she was falling further behind each week with her loan repayments.
Abbey felt that if she could consolidate her debts into one affordable weekly repayment she could manage her debt situation. So, she applied to her bank for a debt consolidation loan but was unsuccessful.
Abbey approached Debt Control for assistance to consolidate her debts into one affordable repayment. One of Debt Control’s highly trained debt consolidation specialists discussed Abbey’s situation with her and outlined her debt consolidation options.
Abbey’s debts were then consolidated into one affordable weekly repayment of $78.
Free Debt Consolidation Assessment! Click Here
Debt Consolidation Michael from the Gold Coast
Michael (not his real name) was renting with friends and the lease was in his name and had 5 months to go.
Michael had a falling out with his friends who moved out leaving him to pay the rent by himself for the remaining 5 months of the lease.
Because Michael had to pay the full rent on his own he was falling behind with his credit card repayments.
Michael felt that if he could consolidate his debts into one affordable weekly repayment he could manage his debt situation so he applied to his bank for a debt consolidation loan but was refused.
Michael contacted Debt Control for help as he was falling further behind every month and was becoming very stressed about his financial situation.
One of Debt Control’s friendly staff had a close look at Michael’s financial situation and was able to help him consolidate his credit card debts into one affordable weekly payment of $70.
Free Debt Consolidation Assessment! Click Here
Debt Consolidation for Gary of Darwin
Gary (not his real name) and his wife had a mortgage of $138,000 and two incomes coming in. The marriage broke down and Gary’s wife left him with the mortgage and other debts to pay on one income. Gary approached his lender for a debt consolidation loan but they said he did not have enough income to service a loan.
Gary was 3 months behind in payments on the mortgage and his car had been reposed with $17,000 still left to pay after the car had been sold by the Finance Company.
Gary had credit cards over the limits and was 3 months behind with repayments and was being contacted by debt collection agencies.
Gary called Debt Control for help to consolidate his debts into one affordable weekly repayment so he could get back on track financially. One of Debt Controls highly trained debt consolidation specialists had a close look at Gary’s financial situation and was able to help him consolidate his unsecured debts into one affordable repayment of $156 per week.
Free Debt Consolidation Assessment! Click Here
Debt Consolidation for Sam of Tasmania
Sam (not his real name) was living at home when a job opportunity came up in NSW. Sam moved interstate and rented a place but the job did not work out and he still had a lease and rent to pay.
Sam had over committed himself to credit but managed to get by until he had all the extra expenses of moving interstate and then the job not working out. Sam felt that if he could consolidate his debts into one affordable weekly repayment he could manage his debt situation so he applied to his bank for a debt consolidation loan but was unsuccessful.
Sam credit cards had been cancelled by the banks and sent to collection agencies which were demanding immediate full payment. Sam had a court action pending against him for two of his debts so he contacted Debt Control for debt consolidation help.
One of Debt Control’s friendly, highly trained staff looked at Sam’s debt situation and was able to consolidate his debts into one affordable weekly repayment so he could get his life back on track.
